Excavator Financing
Simple application. Simple process.
Excavator financing lets you uncover savings in a big way.
If you are in the market for a new or used excavator and want to conserve capital, Balboa Capital is ready to help. We are a top-rated small business lender that offers excavator financing, which enables you to get what you need for less money upfront. In addition, when you get funding from Balboa Capital to finance an excavator, you will have predictable monthly payments over a certain period.
You are in business to make money, plain and simple. Excavator financing with Balboa Capital can help improve your cash flow because you will not be using up your existing cash or line of credit on a large one-time purchase. There are other benefits, too. For example, many types of construction equipment are eligible for the Section 179 tax deduction, so make sure to contact your accountant or business attorney to learn about this IRS deduction in more detail. They can also let you know if the excavator you want to finance qualifies for the Section 179 deduction.
- Application-only for hard collateral up to $500,000
- Application-only for soft collateral up to $350,000
- If approved, same-day funding is available
- Easy online application
- One-hour approval decisions during regular business hours
- Flexible terms available
- Competitive rates
Equipment financing in 3 easy steps.
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Submit a simple online application.
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Get a prompt decision during our normal business hours.
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If your application is approved, funds will be provided fast.
What we look for.
Minimum of one year in business
$100,000+ in annual revenue
FICO® score of 620 or more
These are some of our minimum lending requirements, and meeting them does not constitute approval.
Should you apply for equipment financing, additional lending criteria will determine if you qualify.
Financing for mini diggers, long-reach excavators, and more.
Almost every construction job requires heavy-duty earthmoving, which is when excavators are put to work. Excavators are used to dig trenches, crush soil and rocks, break layers of highway concrete, lift debris, load dump trucks, and move materials from one place to another. You can choose from many types of excavators that are used for various applications. Moreover, you can expand the capabilities of your excavator and increase its productivity with various specialized attachments.
You can apply for equipment financing in a matter of minutes. If your application is approved and you decide to move forward, one of our helpful equipment financing specialists will contact you to discuss your options and answer any questions. Balboa Capital offers competitive rates, flexible repayment terms, and rapid funding, so get started now!
Reasons to choose Balboa Capital.
Bank-owned business lender
Over $8 billion funded nationwide
Simple, quick process
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