Landscaping Business Loans

Simple application. Simple process.

Need some green? Landscaping business loans are the answer.

Landscaping businesses like yours design and create beautiful outdoor spaces that are both functional and aesthetically pleasing. Typical landscaping jobs include laying sod, planting trees and shrubs, creating pathways and patios, and installing irrigation systems, which can be profitable for you. However, whether you specialize in residential or commercial landscaping projects or both, there may come a time when you need an influx of green to keep your company moving forward. That is where Balboa Capital can help. We are a division of Ameris Bank and a top-rated lender that offers landscaping business loans with competitive rates and predictable payments.

Balboa Capital puts your convenience first by making the entire process simple and time-saving. Our online business loan application takes just a few minutes to complete, and we will provide you with a credit decision fast during our regular hours.

  • Loans from $20,000 to $250,000
  • If approved, same-day funding is available
  • Easy online application
  • One-hour approval decisions during regular business hours
  • Flexible terms available
  • Competitive rates

Business loans in 3 easy steps.

balboa capital devices
  1. Submit a simple online application.

  2. Get a prompt decision during our normal business hours.

  3. If your application is approved, funds will be provided fast.

What we look for.

Qualifications 2

Minimum of one year in business

$300,000+ in annual revenue

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FICO® score of 620 or more

These are some of our minimum lending requirements, and meeting them does not constitute a business loan approval.
Should you apply for a small business loan, additional lending criteria will determine if you qualify.

Now is the time to get a landscaping business loan.

Whether you have a small or sizeable landscaping business, you need talented and capable employees, a website and other marketing efforts, business insurance, licenses, and permits. Employee payroll and business expenses can add up fast, especially if positive word-of-mouth drives referrals and helps you land multiple landscaping jobs at once. A landscaping business loan from Balboa Capital can be used to pay for these and many other business expenses.

The funds can also come in handy if you run into cash flow issues or your revenue patterns are cyclical due to seasonality. For example, it is common for landscaping companies to be busier during certain times of the year, such as spring and summer. Now that you understand how our loan process works and what the funds can be used for, it is time to start. Submit your online loan application now.

landscape professional installing drip irrigation system, landscaping business loans

Reasons to choose Balboa Capital.

Qualifications 2

Bank-owned business lender

Over $8 billion funded nationwide

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Simple, quick process