Commercial Financing FAQ

Get answers to frequently asked questions about commercial financing.

Questions about commercial financing? We have answers.

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Commercial financing is funding arrangement between a business lender and a business. The funds are typically used for equipment, technology, inventory, and other large capital investment needs.

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Right here! Balboa Capital has an experienced team that specializes in commercial financing. We work with middle-market companies in a wide variety of industries nationwide.

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Balboa Capital offers capital equipment financing, commercial business loans, operating leases, and lease lines of credit.

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As with any type of business financing product, the actual interest rate you secure will depend on several underwriting factors, such as your credit rating, debt-to-income ratio, time in business, and financial strength.

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Balboa Capital’s online commercial financing application is simple, and a dedicated account manager will handle everything and make sure you get the right financing solution in a timely manner. Lastly, we have highly competitive rates and flexible terms.

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Balboa Capital can facilitate transactions of up to $100,000,000.

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Our commercial financing division works with middle market companies that are at least one year old and have $100,000 or more in annual revenue.

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Yes. It is common for middle market companies to require immediate financing for business-critical assets. When they do, they can count on us to deliver, and so can you. We offer application-only financing for hard collateral of up to $500,000, and up to $350,000 for soft collateral.

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Balboa Capital works with middle market companies in most business industries, including construction, oil and gas, mining, technology, and pharmaceuticals. Working with a commercial financing company that deals regularly with companies in your industry is a tremendous benefit.

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What sets Balboa Capital apart is the consistent and seamless experience we can provide you with. You will work with a knowledgeable and competent commercial financing manager throughout every step of the process. We offer highly competitive interest rates, flexible repayment terms and fast funding.