Commercial Financing FAQ

Get answers to frequently asked questions about commercial financing.

Our commercial financing FAQ has all of the information you need.

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Commercial financing is funding arrangement between a financial institution (or financing company) and a business. The funds are typically used for equipment, technology, inventory, and other large capital investment needs.

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Yes, Balboa Capital has an experienced team that specializes in commercial financing. We work with middle-market companies in a wide variety of industries nationwide.

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We offer capital equipment financing, commercial business loans, operating leases, and lease lines of credit.

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Balboa Capital is a direct lender that can facilitate transactions of up to $100,000,000.

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We understand that middle market companies like yours can get financing from a bank. What sets Balboa Capital apart is the consistent and seamless experience we will provide you with. You will work with a knowledgeable and competent commercial financing manager, not a junior-level staffer. Our online commercial financing application is simple, and your single point-of-contact will handle everything and make sure you get the right financing solution in a timely manner. Lastly, we have highly competitive rates and flexible terms.

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Yes. It is common for middle market companies to require immediate financing for business-critical assets. When they do, they can count on us to deliver, and so can you. As a direct lender with proprietary web-based technology, Balboa Capital is able to expedite the process quickly. The end result is funding that is delivered on time, every time.

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Balboa Capital works with middle market companies in most business industries, including construction, oil and gas, mining, technology, and pharmaceuticals. Working with a commercial financing company that deals regularly with companies in your industry is a tremendous benefit.

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Yes. Our commercial financing division works with middle market companies that are at least one year old and have $100,000 or more in annual revenue.