Commercial Financing FAQ

Commercial financing is funding arrangement between a business lender and a business. The funds are typically used for equipment, technology, inventory, and other large capital investment needs.

Right here! Balboa Capital is a top-rated business lender that offers commercial financing. We work with middle-market companies in a wide variety of industries nationwide.

Balboa Capital offers capital equipment financing and commercial business loans.

As with any type of business financing product, the actual rate you secure will depend on several underwriting factors, such as your credit rating, debt-to-income ratio, time in business and financial strength.

Balboa Capital’s online commercial financing application is simple, and a dedicated account manager will handle everything and make sure you get the right financing solution in a timely manner. Lastly, we have competitive rates and flexible repayment term options.

Balboa Capital can facilitate transactions of up to $100,000,000.

Our commercial financing division works with middle market companies that are at least one year old and have $100,000 or more in annual revenue.

Yes. It is common for middle market companies to require immediate financing for business-critical assets. When they do, they can count on us to deliver, and so can you. We offer application-only financing for hard collateral of up to $500,000, and up to $350,000 for soft collateral.

Balboa Capital works with middle market companies in most business industries, including construction, oil and gas, mining, technology, and pharmaceuticals. Working with a commercial financing company that deals regularly with companies in your industry is a tremendous benefit.

What sets Balboa Capital apart is the consistent and seamless experience we can provide you with. You will work with a knowledgeable and competent commercial financing manager throughout every step of the process. Lastly, we offer competitive rates, flexible repayment terms and fast funding.