female juice bar owner on the phone

Your source for a fast business cash advance.

✔ Get $5,000 to $250,000
✔ 3 to 18 month terms
✔ No collateral needed
✔ All credit considered
✔ Cash provided in just days

A business cash advance is convenient, and easy on your cash flow.

Does your business need access to capital right away? A business cash advance from Balboa Capital is an excellent solution if credit cards and debit cards are your main sources of revenue. Here’s how it works: We provide a lump sum of cash up front that you will pay back with a percentage of your company’s future sales. You won’t need to make a large monthly payment every month. Instead, you will repay your Balboa Capital cash advance with fixed daily or weekly deductions from your business bank account.

The repayment term lengths for a Balboa Capital cash advance range between 90 days and 18 months. However, the more credit card and debit card transactions you process, the quicker you will repay the advance. Paying off your cash advance quickly can help improve your company’s Paydex score. Our online application is simple and takes just a few minutes. You can get approved without having to provide financial paperwork or collateral. Once you are approved, the cash will be provided in just a few days.

Get a cash advance in 3 easy steps.

Apply online

To begin, complete our simple, secure 100% online application. You won’t need any financial paperwork to complete the process. 

Get approved

Thanks to our automated system, you will get a quick decision regarding your application, and how much you might qualify for.

Receive cash

Once your application is approved, you will receive your cash in just a few days. You can then start putting it to work for your business.  

What you need to qualify.

Running a business can be stressful, but we don’t think getting a cash advance should be. You will be a candidate if you have been in business for at least one year, and have $10,000 or more in monthly credit card and debit card deposits. Of course, we will need to review your credit after you submit your application to make an approval decision, and to determine how much you can borrow. If you still have questions about business cash advances, contact us today. We are here to help.

male deli owner smiling

Reasons to get a business cash advance.

Unexpected expenses

Cover costs of sudden business emergencies.

Manage seasonality

Maintain cash flow during slow sales months.

Inventory

Meet customer demand and drive profits.

Growth capital

Stabilize your company with more working capital.

Pay off debt

Get rid of your debt and avoid costly late fees.

Hire employees

Add staff members to increase productivity.

Whitepaper: How technology is changing small business lending.

Download this free Balboa Capital whitepaper to learn how online technology is transforming the way small businesses acquire funding needed for growth. This whitepaper features an overview of the current online lending market, descriptions of popular alternative loan products, such as unsecured business loans, and much more.

technology lending whitepaper balboa capital
balboa capital office lobby

Why choose Balboa Capital for a business cash advance?

No matter what type of business you have, we know how busy you are. So, we offer you a simple and straightforward means of getting a cash advance. You will work with a Balboa Capital financing expert who is fully knowledgeable and ready to help you achieve your cash-flow goals. Everything will be taken care of so you can avoid wasting your valuable time. Thanks to our company-wide commitment to “customer first” service, we are fully accredited with the Better Business Bureau (BBB).

Ready to get cash for your business?

APPLY NOW