African-American Small Business Loans of up to $250,000

No collateral needed. All credit considered.
Leading direct lender with an A+ BBB rating.

We specialize in African-American small business loans.

If you are an African-American business owner and are seeking business funding, you have a number of options. These include commercial banks, credit unions, and various government agencies. In addition, you can opt to work with Balboa Capital, a top-rated direct lender that specializes in African-American small business loans. With our help, you can secure cash that you can use for any business need you have.

The number of African American-owned small businesses in the United States is increasing at a rapid pace. Over the past decade, there has been a 35% increase in the number of African American-owned companies, and today there are close to 3 million nationwide. Collectively, African American-owned businesses generate more than $200 billion in revenues each year, and employ well over a million workers. Balboa Capital has provided business loans to African-American business owners nationwide, and we can do the same for you.

  • Loans from $5,000 to $250,000
  • 3 to 18 month terms
  • Simple online application
  • No collateral needed
  • All credit considered
  • No hidden fees
  • No upfront costs
  • Easier than a bank loan
  • A+ BBB rating

African-American business loans in 3 easy steps.

balboa capital devices
  1. Apply online

  2. Qualify in one hour

  3. Get funded quickly

Simple qualification requirements.

Qualifications 2

One year in business

$300,000 in annual revenue

Qualifications Icon

Decent FICO credit score

An easy process that saves you time.

It is relatively easy to get an African-American business loan from Balboa Capital. That is because our qualification requirements are simple and straightforward. Our process faster than you might imagine. You do not need to be a financial expert to complete our online business loan application, and there is no need for paperwork or collateral.

Our business loan application only takes a couple of minutes to fill out online, and we will provide you with a pre-approval decision quickly. One of our business loan specialists will work with you to ensure that you get the best business loan for your company’s needs.

african american small business loans