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Working Capital

The Working Capital You Need... When You Need It

Balboa Capital knows that in today's economy, many small businesses are finding it difficult to find solutions for their cash flow needs. Approximately 8 out of 10 small business loans are being rejected by traditional banks and credit unions, and that's after a lengthy application process and weeks of waiting. But with working capital solutions from Balboa Capital, you can get the funding you need quickly and easily. Our unsecured business loan options are the perfect solution for your cash-flow needs. And you'll be glad to know that our working capital products are backed by our "Lowest Payment Pledge."

Working Capital Loans

We specialize in working capital loans for small- and medium-sized companies. A working capital loan is a great option if you need an immediate influx of cash for your business. Applying for a working capital loan with Balboa Capital is easy, and you don't need a rock-solid credit score or extensive collateral to get your loan approved.  We can provide up to $250,000 in five days or less, and you can use your small business loan for a number of business needs.

It's no secret that slow sales months can present financial challenges your business. However, your business can meet and exceed its sales goals and still have cash flow problems. You might not have enough money in the bank to pay bills because you have customers and vendors who haven't paid their bills on time. When this happens, you need fast cash to keep your business running. A working capital loan, merchant cash advance or flexible small business loan from Balboa Capital can be used for these and many other business needs:

  • Pay Bills
  • Purchase Inventory
  • Expansion Efforts
  • Buy Equipment
  • Pay Taxes

Trusted by Thousands of Businesses

Balboa Capital is proud to be the trusted financing resource of many thousands of US businesses for their working capital needs. Since our inception in 1988, Balboa Capital has provided affordable working capital solutions to businesses throughout the country. Balboa Capital can help you unlock the doors to the working capital you need so you can put it to work for your growing business. Use our free online working capital calculator to get started.