Minority Business Loans
Simple application. Simple process.
Minority business loans, simplified.
The United States is truly the land of opportunity for minority entrepreneurs like you. There are minority-owned businesses in countless industries throughout the country. Unfortunately, getting the cash you need to keep your operation running smoothly, pay your bills, pay your employees, and grow your business can be challenging. Balboa Capital is a small business lender that offers minority business loans with predictable payments.
We are here to support you with a quick and hassle-free way to get a loan, just like we have done for many minority-owned businesses across the United States. Minority business loans from Balboa Capital are an excellent option if you need cash to cover the cost of your daily business expenses.
- Loans from $20,000 to $250,000
- If approved, same-day funding is available
- Easy online application
- One-hour approval decisions during regular business hours
- Flexible terms available
- Competitive rates
Business loans in 3 easy steps.
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Submit a simple online application.
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Get a prompt decision during our normal business hours.
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If your application is approved, funds will be provided fast.
What we look for.
Minimum of one year in business
$300,000+ in annual revenue
FICO® score of 620 or more
These are some of our minimum lending requirements, and meeting them does not constitute a business loan approval.
Should you apply for a small business loan, additional lending criteria will determine if you qualify.
If you need to get a minority business loan, we may be able to help.
Balboa Capital has a longstanding history of providing minority business owners with quick and easy access to funding. You will be glad to know that our entire loan process is easy and hassle-free from start to finish. You can apply for a small business loan quickly right on our website.
If your loan application is approved and you decide to move forward, one of our helpful business funding specialists will contact you to discuss your options and answer any questions. Lastly, you can use the loan for any daily business need. Get started now!
Reasons to choose Balboa Capital.
Bank-owned business lender
Over $8 billion funded nationwide
Simple, quick process
Resources for minority business owners.
How to start a minority-owned business
You have a great idea, so what are you waiting for?
Business loans FAQ
Get answers to common questions about business loans.
Small business sales tax guide
Learn how to calculate, collect, and report sales taxes.
